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Now Open • Join 1,000+ Members

Be Rewarded by Your Neighborhood.

Stack 10x more rewards than credit cards, plus earn forever when your network shops locally.

No credit card required.

LocalVIP - Founding Member
Founding Members Only

You Also Own a
Piece of This

The first 500K members get founding equity. Zero cost. Zero obligation. If we build something valuable, you were here from day one.

Your Equity Multiplies Automatically
1
Start
→
2
500K
→
8
1.5M
→
32
2.5M

Every milestone we hit, your share doubles. Join early, multiply more.

Real Ownership

Actual equity from our 10% founding pool

Founding Status

Permanent badge proving you built this

Priority Access

First to new merchants and features

Exclusive Events

Founding member meetups and dinners

Lock In Your Position

Claim your founding share in 30 seconds

Restricted securities that vest with usage. Value could be $9,600+ or $0. Most startups fail.

LocalVIP - Your Neighborhood Rewards Loop
How It Works

Your Neighborhood Rewards Loop

Shop local. Get instant cashback. Support causes you care about. Earn forever from your community's spending.

Step One

Connect in 60 Seconds

Link any card once. We use bank-grade encryption and read-only access. Never touch your funds, just track purchases.

Your wallet, supercharged
Step Two

Shop Your Neighborhood

Use your linked card at 1000+ local partners. No app at checkout. We automatically detect and reward your purchases.

Zero friction
Step Three

Watch Earnings Grow

Instant cashback. Automatic cause support. Ongoing income from your network's spending. Rewards compound forever.

Built to last
The Community Effect
Just You
$10
On every $100 spent Plus $2 to causes
You + 5 Friends
$12.50
Your $10 cashback Plus $2.50 network income
You + 25 People
$22.50
Your $10 cashback Plus $12.50 network income
1
→
2
→
4
→
8
→
16

Your invite tree grows automatically through 10 levels of community shopping. You earn not because you recruited them, but because they're supporting local businesses. The more generous the network, the more everyone earns.

$47/month
Average member network income
Bank-Grade Encryption
Read-Only Access
Opt Out Anytime

100% merchant-funded rewards. Zero fees to you. Ever.

Why Switch

10× More Rewards. Simple Math.

Credit cards were designed for banks to profit, not you. LocalVIP flips the model.

The Old Way

Credit Cards

  • 1-2% cashback maximum
    Only on your own purchases
  • No network earnings
    You earn nothing when friends shop
  • No community benefit
    Banks profit, not local causes
  • Annual fees & interest traps
    $95-$695/year, 24% APR on balances
$120
Annual earnings on $500/month spending
The New Standard

LocalVIP

  • 10% instant cashback
    5-10× more than credit cards
  • Earn from network spending
    Avg $47/month passive income
  • $2 per $100 to causes
    Support schools & nonprofits automatically
  • Zero fees, ever
    No annual fee, no interest, no hidden costs
$1,164
Annual earnings on $500/month spending + network
Based on $500/month local spending + average 25-person network. Your results may vary.
LocalVIP - Why We Built This
Our Mission

Fixing Broken Incentives in Local Commerce

Credit cards were designed to extract value from local businesses and trap consumers in debt. We flipped the model.

Founder photo
The Problem

Local Businesses Pay Billions to Big Banks

Every year, local merchants pay $140 billion in credit card fees. That money goes to Wall Street banks, not back into neighborhoods. Meanwhile, consumers get 1-2% cashback while banks profit 3-5% on every transaction.

We built LocalVIP to reverse this. Instead of banks extracting value, we create a circular economy where rewards flow between neighbors, businesses stay profitable, and causes get funded automatically.

Limited Time Offer

Founding Member Benefits

The first 1,000 members get lifetime perks that new members won't. Once we hit 1,000, these benefits disappear forever.

Lifetime 12% Cashback
Regular members get 10%. Founding members get 12% forever. That's $120/year extra on $500/month spending.
Priority Merchant Access
Get first access to new merchants as they join. Shop with 100+ businesses before the general waitlist.
Founding Member Badge
Permanent badge in-app showing you helped build the neighborhood economy from day one.
Exclusive Launch Events
Invites to founding member meetups, merchant introductions, and community dinners.
153
Founding spots remaining
847
Early access members
1,000
Total founding member cap
LocalVIP - FAQ
Questions Answered

Everything You Need to Know

The most common questions about LocalVIP, answered with complete transparency.

No. MLM requires buying products, recruiting quotas, and uplines who profit from your losses. LocalVIP is free to join, you earn only when people shop (not recruit), and businesses fund everything. Think Visa's network model, not Amway. There are no fees, no inventory, no pressure to recruit. You get paid when your network shops at local businesses, that's it.
Bank-grade 256-bit encryption. Read-only access means we track purchases but cannot move money, see balances, or access personal data. We're PCI-compliant and use the same infrastructure as Plaid (trusted by Venmo, Robinhood, and 8,000+ apps). Opt out instantly, anytime. Your bank details are never stored on our servers.
They pay 3% for their existing customers (same as credit cards), and 10% only for NEW customers from other businesses. It's pay-per-transaction marketing that actually works, not Facebook ads they pray convert. Businesses would rather pay 10% for a guaranteed new customer than waste $500 on ads that might bring nobody.
You still get 10% cashback on every purchase, which is 5-10× better than credit cards. The network income is a bonus, not a requirement. Even if you never invite anyone, you're earning $600/year on $500/month spending. Compare that to the $120/year your credit card gives you.
During signup, select up to 5 nonprofits or schools. 2% of every transaction splits equally between them. Change anytime in settings. Over 10,000 verified causes available, from local elementary schools to national charities. If your cause isn't listed, you can request to add it.
Cashback appears in your account instantly after purchase. Withdraw to your bank account weekly (minimum $10) or monthly. No waiting 30 days like credit card points. Network earnings are calculated daily and available for withdrawal the next business day.

Still have questions?

Join the waitlist and we'll answer them personally before launch.